Prosper Credit Card Help

When you walk through our application process, you’ll be asked to confirm your financial picture by connecting your bank account. We ask for this information in order to confirm you have a bank account in your name, regular deposits, and a cash-positive balance. We will also use this information to confirm your identity so we can make sure it’s really you.

Once your bank account is connected, you’ll also be able to use that account to set up AutoPay to ensure on-time payments. If you set up AutoPay before we issue your first statement, you’ll have your first year’s $39 annual fee waived. For additional information about rates, fees, and other terms please refer to your Cardholder Agreement. For more information please Contact Us.

Costs/Fees

• What are the rates and fees of the Prosper Card?
• Does the Prosper Card have an annual fee?
• Does the Prosper Card require a security deposit?
• Are there any hidden fees with the Prosper Card?

AutoPay Incentive

• How do I get my annual fee waived for the first year?

How to Apply

• What if I’m retired? Can I still apply for the Prosper® Card?
• Will applying affect my credit score?
• What are the steps to the Prosper Card application process?
• I have less than perfect credit, should I still apply?
• How long does the application process take?

Eligibility Requirements

• Does the Prosper® card require a security deposit?
• Who can apply for the Prosper® Card?
• What if I’m retired? Can I still apply for the Prosper® Card?
• What is pre-approval?
• What types of income do you accept?

Your Application

• Where can I find the documents I signed during my application?
• Where can I find my Prosper® Card’s costs and fees?

About Prosper

• Where can I find Prosper’s policies?