Will applying affect my credit score?

Nope. You can check to see whether you qualify and, if you do qualify, get an estimated Prosper® Card interest rate and credit line amount with no impact to your credit score. If you decide to finish up the process and become a Prosper® Card cardholder, we will post your newly approved credit card to your credit profile, which could lower your credit score slightly.

We’re committed to helping you establish your credit. AutoPay can help ensure you never miss a payment and automatic credit line reviews may help grow your score. We report regularly with all three major credit bureaus, so your work won’t go unnoticed.

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