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Can I add my Prosper® Card to my digital wallet?
Yes, once you're approved you can add your Prosper® Card to your digital wallet.
Download the Prosper® Card app on the App Store or Google Play Store. Then, in the "My Card" tab, select "Add to wallet" and follow the prompts to add the card to your phone's digital wallet.
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Does the Prosper® Card require a security deposit?
No. This is unusual for a card open to people with less-than-perfect credit, but there's no security deposit required for the Prosper® Card. We believe that not requiring a security deposit is a great first step to helping people reclaim control of their finances.
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I have less-than-perfect credit. Should I still apply for the Prosper® Card?
We welcome applicants with less-than-perfect credit. Plus, checking to see whether you qualify won’t affect your credit score.
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Will applying affect my credit score?
No. You can check to see whether you qualify and, if you do qualify, see your estimated Prosper® Card interest rate and credit line amount with no impact to your credit score. If you decide to finish the process and get the Prosper® Card, we will post your newly approved credit card to your credit profile, which could lower your credit score slightly.