When you walk through our application process, you’ll be asked to confirm your financial picture by connecting your bank account. We ask for this information in order to confirm you have a bank account in your name, regular deposits, and a cash-positive balance. We will also use this information to confirm your identity so we can make sure it’s really you.
Once your bank account is connected, you’ll also be able to use that account to set up AutoPay to ensure on-time payments. If you set up AutoPay before we issue your first statement, you’ll have your first year’s $39 annual fee waived. For additional information about rates, fees, and other terms please refer to your Cardholder Agreement. For more information please Contact Us.