Can I use my Prosper® Card immediately?

Yes! Once your application is approved, we’ll drop your Prosper® Card in the mail. While you wait for your card to arrive, you’ll be able to access a portion of your line immediately with a digital card.

You can access your digital card through the My Prosper® Card app on the App Store or the Google Play Store and then add it to your digital wallet. There’s also an option to use a digital version of your card via your online dashboard at

While you wait for your card to arrive, you will only have access to a portion of your credit line with your digital card. Log in to the My Prosper® App or your online dashboard to check the size of your temporary credit line.