Skip to main content

Products

Personal Loans Debt Consolidation Home Improvement Healthcare Financing Loan Calculator Estimate Calculator

Credit card Apply now

Invest returns how it works

Resources

Personal Finance

BUDGETING AND GOALS Finance for Homeowners Financial Literacy Financial Wellness Financial Habits See all

what's your goal?

Debt Consolidation Credit Management Managing Debt Saving and investments Best Practices See all

Investor

performance updates tax guides quarterly updates investor updates

Need help?

help center contact us

About Prosper

Company

About us Press Work with us

Follow us

Facebook Instagram Twitter Linkedin

Products

Personal Loans Debt Consolidation Home Improvement Healthcare Financing Loan Calculator Estimate Calculator

Credit card Apply now

Invest returns how it works

Resources

Personal Finance

BUDGETING AND GOALS Finance for Homeowners Financial Literacy Financial Wellness Financial Habits See all

what's your goal?

Debt Consolidation Credit Management Managing Debt Saving and investments Best Practices See all

Investor

performance updates tax guides quarterly updates investor updates

Need help?

help center contact us

About Prosper

Company

About us Press Work with us

Follow us

Facebook Instagram Twitter Linkedin

Select a product and get your rates

Personal loan

We'll be with you every step of the way.

Help is on the way.
General
Prosper help - Prosper credit card FAQs

Where can I find Prosper's policies?

Please view the Legal Agreements & Notices page to learn more about our policies.

Related articles

Applying for a Prosper® Card
What is the annual fee?
How do I opt out of viewing my FICO® Score?
Are there any hidden fees?
Where can I review Prosper’s financial statements?

Need more support?

Message Us

Need more support?

Message Us

ABOUT US BLOG PRESS HELP CAREERS

PERSONAL LOANS

DEBT CONSOLIDATION

HOME IMPROVEMENT

HEALTHCARE FINANCING

LOAN CALCULATOR

CREDIT CARD

INVEST

GET STARTED RETURNS HOW IT WORKS

ABOUT US BLOG PRESS HELP CAREERS

HELP CENTER CONTACT US LEGAL PROSPECTUS DEVELOPERS

CONTACT US LEGAL PROSPECTUS DEVELOPERS

Prosper and WebBank take your privacy seriously.
Please see Prosper's Privacy Policy and WebBank's Privacy Policy for more details.

Important Information About Procedures for Opening a New Account.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* Personal loans through Prosper have an annual percentage rate (“APR”) of 8.99% to 35.99%, terms between two and six years, and an origination fee from 1% to 9.99%. For example, a three-year $10,000 personal loan with an interest rate of 17.29% and an 8.99% origination fee results in a 24.19% APR. You would receive $9,101.00 and make 36 scheduled monthly payments of $357.97. A five-year $10,000 personal loan with an interest rate of 15.63% and an 8.99% origination fee results in a 20.02% APR. You would receive $9,101.00 and make 60 scheduled monthly payments of $241.22. Whether you are eligible for a specific APR or loan term will depend on a number of factors, including (but not limited to) your current credit rating and information you provide in your application. The lowest rates are for the most creditworthy applicants. Your actual rate may differ.

The average APR for loans with a 3-year term funded between January 1, 2026, and March 31, 2026, was 24.19%. Eligibility for personal loans up to $50,000 depends on a number of factors, including (but not limited to) your financial history, credit score, monthly income, and monthly expenses. Eligibility for personal loans is not guaranteed, and requires sufficient investor commitments to fund. All personal loans made by WebBank.

† The annual fee for this credit card is $59, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement. See details for additional information about rates, fees, and other terms.

†† Third party fees may apply. See details for additional information about rates, fees, and other terms.

The Prosper® Card is an unsecured credit card issued by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard® International.

Links to third party sites are provided for your convenience and do not constitute an endorsement.

Prosper Marketplace, Inc. NMLS#111473 (https://www.nmlsconsumeraccess.org)

Licensing and Disclosures
Prosper Funding LLC | 221 Main Street, Suite 300 | San Francisco, CA 94105
Contact Us | Terms of Use and Electronic Consent

© 2005-2026 Prosper Funding LLC. All rights reserved.

Licensing and Disclosures

Prosper Funding LLC | 221 Main Street, Suite 300 | San Francisco, CA 94105
Contact Us | Terms of Use and Electronic Consent

© 2005-2022 Prosper Funding LLC. All rights reserved.