The Prosper® Card application process is simple—get an estimated offer fast with no impact on your credit score. On rare occasions, it takes longer to confirm your information (this generally doesn’t take more than a day). If that happens we will send you an email with details.
Once your application is approved and you’ve accepted the terms, you can choose to set up AutoPay (if you do, we’ll waive the annual fee for the first year †), pick a payment due date, and get your digital card for instant access to a portion of your credit line.