What happens to AutoPay if I make a separate payment?

If you’re enrolled in AutoPay but you want to make a separate payment, here are a few things to consider:

  • If you make a full monthly payment before your due date, AutoPay won’t process for that billing cycle.

  • If you make a smaller payment that isn’t enough to pay the full amount due for the month, AutoPay will still process the full monthly amount due on your account. Unless you make separate payments to satisfy the full monthly bill before your due date, AutoPay will continue to process the full monthly payment amount on your due date.

  • Interest accrues daily. If you’re looking to make a one-time, principal-only payment on your loan while enrolled in AutoPay, a simple way to do that would be to schedule the additional payment on the same day as your AutoPay payment.