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        Personal Loans Debt Consolidation Home Improvement Healthcare Financing Loan Calculator New Estimate Calculator New
        HOME EQUITY Get my rate Home Equity Lines of Credit Home Equity Loans New HELOC vs. HELoan Home Equity Calculator
        Credit card NewFind an ITMApply now
        Investreturnshow it works

      Resources

        Personal Finance

        BUDGETING AND GOALSFinance for HomeownersFinancial LiteracyFinancial WellnessFinancial HabitsSee all

        what's your goal?

        Debt ConsolidationCredit ManagementManaging DebtSaving and investmentsBest PracticesSee all

        Investor

        performance updatestax guidesquarterly updatesinvestor updates

        Need help?

        help centercontact us

      About Prosper

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Account Setup

Eligibility

  • Can I open a joint investment account with Prosper?
  • Who can invest on Prosper?
  • What states are open to investors on Prosper?
  • Can I invest my individual retirement account with Prosper?
  • Can foreign investors participate on Prosper?
  • What types of investing accounts can I open with Prosper?
  • What are Financial Suitability Requirements?
  • Do you allow institutional investors to purchase notes?
  • Is there a minimum investment required?
  • Do I need to remove a security hold on my credit file to register with Prosper?

 

Individual Retirement Account (IRA)

  • Can I invest through Prosper using an individual retirement account?
  • Every time I enter my IRA information in the application and select Submit, it takes me to browse the listing page. Why?
  • What is the advantage of opening a Prosper IRA?
  • What is the minimum requirement to open an IRA account?
  • Who is the custodian for Prosper IRA accounts?
  • Is there a fee to maintain a retirement account with Prosper?

 

Transferring Funds

  • How do I transfer funds to and from my investment account?
  • What is the minimum amount I can transfer out of my investment account?
  • Can I fund my investment account with a wire transfer?
  • Does Prosper accept checks from investors?
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ABOUT US BLOG PRESS HELP CAREERS

PERSONAL LOANS

DEBT CONSOLIDATION
HOME IMPROVEMENT
HEALTHCARE FINANCING
LOAN CALCULATOR

HOME EQUITY

HOME EQUITY LINES OF CREDIT
HOME EQUITY LOANS
HELOC VS. HELOAN
HOME EQUITY CALCULATOR

CREDIT CARD

APPLY NOW FIND AN ATM

INVEST

GET STARTED RETURNS HOW IT WORKS
ABOUT US BLOG PRESS HELP CAREERS
HELP CENTER CONTACT US LEGAL PROSPECTUS DEVELOPERS
CONTACT US LEGAL PROSPECTUS DEVELOPERS
         

Prosper and WebBank take your privacy seriously.
Please see Prosper's Privacy Policy and WebBank's Privacy Policy for more details.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

Links to third party sites are provided for your convenience and do not constitute an endorsement.

All HELOCs are underwritten and issued by our lending partners.

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