“Bank ownership” is the term we use when you are in the verification stage of your loan application process. We verify bank account ownership, which means that you are the authorized account holder for the bank information you provided in your application. We verify bank ownership with documentation you provide to Prosper. The best way to submit documents is through Prosper’s secure document upload tool located in your account. Click through to the the bank ownership section and upload a bank statement or voided check.