How does Prosper verify the identity of a borrower?

We verify the identity of a borrower by reviewing supplied names, social security numbers, addresses, and telephone numbers against records of consumer reporting agencies and other anti-fraud and identity verification databases.

In addition, we may ask borrowers to submit a copy of their current driver’s license, passport, or other government-issued photo identification card to confirm their identity.

Finally, we verify each borrower's bank account information.

If we are unable to verify the identity of a borrower, we cancel the borrower’s loan request.