Borrowers have the option to pay all or part of the outstanding principal balance of a borrower loan in advance of the due date at any time. There is no penalty to borrowers for doing this. If the Borrower prepays a portion of the outstanding principal balance, the term of the Borrower’s loan will not change, but interest will not accrue on the prepaid portion. If a Borrower prepays a Loan in whole or in part, an investor will not receive all of the interest payments that the investor originally expected to receive on the Note corresponding to the Loan.