Is there a minimum investment required?

For individual general investment accounts, the minimum amount you can invest is $25.

For IRAs managed by our designated custodian, Millennium Trust Company, the minimum investment amount required to qualify for custodian fee reimbursement is $5,000 in year 1 and $10,000 in all subsequent years. Please note that these minimums refer to the amount invested in Prosper Notes -- cash balances will not be counted.

We do not make any recommendations; however, we have found that investors generate a more stable return when they diversify their investment over many different Notes, with each Note corresponding to the borrower loan of a different borrower. Prosper’s Notes are offered by Prospectus which is an official document that describes all the key information for the Notes we offer. You can find our Prospectus on our website at the bottom of any page at