Skip to main content
    Logo / Color
    Log in
  • Products

      Personal Loans Debt Consolidation Home Improvement Healthcare Financing Loan Calculator New Estimate Calculator New
      HOME EQUITY Get my rate Home Equity Lines of Credit Home Equity Loans New HELOC vs. HELoan Home Equity Calculator
      Credit card NewFind an ATMApply now
      Investreturnshow it works
  • Resources

      Personal Finance

      BUDGETING AND GOALSFinance for HomeownersFinancial LiteracyFinancial WellnessFinancial HabitsSee all

      what's your goal?

      Debt ConsolidationCredit ManagementManaging DebtSaving and investmentsBest PracticesSee all

      Investor

      performance updatestax guidesquarterly updatesinvestor updates

      Need help?

      help centercontact us
  • About Prosper

      Company

      About usPressWork with us

      Follow us

      FacebookInstagramTwitterLinkedin
    • Products

        Personal Loans Debt Consolidation Home Improvement Healthcare Financing Loan Calculator New Estimate Calculator New
        HOME EQUITY Get my rate Home Equity Lines of Credit Home Equity Loans New HELOC vs. HELoan Home Equity Calculator
        Credit card NewFind an ITMApply now
        Investreturnshow it works

      Resources

        Personal Finance

        BUDGETING AND GOALSFinance for HomeownersFinancial LiteracyFinancial WellnessFinancial HabitsSee all

        what's your goal?

        Debt ConsolidationCredit ManagementManaging DebtSaving and investmentsBest PracticesSee all

        Investor

        performance updatestax guidesquarterly updatesinvestor updates

        Need help?

        help centercontact us

      About Prosper

        Company

        About usPressWork with us

        Follow us

        FacebookInstagramTwitterLinkedin
      Log in

Select a product and get your rates

  • Personal loan

  • Home equity line
    of credit (Heloc)

We'll be with you every step of the way.

  1. Help is on the way.
  2. Existing Customer
  3. Prosper Home Equity Help

Home Equity Loan (HELoan)

All About HELoans

  • Is a HELoan secured or unsecured?
  • What can I use my HELoan for?
  • How is a HELoan through Prosper different?
  • What are the terms for a HELoan through Prosper?

HELOAN Rates

  • Is the rate for my HELoan through Prosper fixed or variable?
  • How will the APR for my HELoan be determined?
  • How does Prosper calculate the amount I"m eligible to borrow with my HELoan?

Applying for a HELoan Through Prosper

  • How do I upload my HELoan documents?
  • I uploaded a document, but it didn't go through. What's going on?

HELOAN Payments

  • How much will my monthly payments be for my HELoan through Prosper?
  • When will I start making monthly payments on my HELoan through Prosper?
  • Can I pay off my HELoan early?
  • Do I schedule my HELoan payments with Prosper?

 

Was this helpful?

Related articles

  • Home Equity Loan (HELoan)
  • What can I use my HELoan for?
  • Is the rate for my HELoan through Prosper fixed or variable?
  • What are the terms for a HELoan through Prosper?
  • Home Equity Line of Credit (HELOC)

Need more support?

Message Us

Need more support?

Message Us
ABOUT US BLOG PRESS HELP CAREERS

PERSONAL LOANS

DEBT CONSOLIDATION
HOME IMPROVEMENT
HEALTHCARE FINANCING
LOAN CALCULATOR

HOME EQUITY

HOME EQUITY LINES OF CREDIT
HOME EQUITY LOANS
HELOC VS. HELOAN
HOME EQUITY CALCULATOR

CREDIT CARD

APPLY NOW FIND AN ATM

INVEST

GET STARTED RETURNS HOW IT WORKS
ABOUT US BLOG PRESS HELP CAREERS
HELP CENTER CONTACT US LEGAL PROSPECTUS DEVELOPERS
CONTACT US LEGAL PROSPECTUS DEVELOPERS
         

Prosper and WebBank take your privacy seriously.
Please see Prosper's Privacy Policy and WebBank's Privacy Policy for more details.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

Links to third party sites are provided for your convenience and do not constitute an endorsement.

All HELOCs are underwritten and issued by our lending partners.

Prosper Marketplace, Inc. NMLS#111473 (https://www.nmlsconsumeraccess.org)

 
 
Licensing and Disclosures

Prosper Funding LLC | 221 Main Street, Suite 300  | San Francisco, CA 94105 
Contact Us | Terms of Use and Electronic Consent

© 2005-2022 Prosper Funding LLC. All rights reserved.