The Prosper® Card carries an annual fee of $39. By setting up AutoPay before your first statement, you'll have this fee waived for your first year.
We don't charge many of the traditional fees associated with credit cards: there's no fee to use your card for a Cash Advance, and no fee if your payment bounces due to lack of funds. Also, there's no fee if you go over your credit limit.
As outlined in the terms and conditions when you apply, there is a late payment fee of up to $40.
See Terms & Conditions here for additional information about rates, fees, and other terms.