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Personal Loans Debt Consolidation Home Improvement Healthcare Financing Loan Calculator New Estimate Calculator New

HOME EQUITY Get my rate Home Equity Lines of Credit Home Equity Loans New HELOC vs. HELoan Home Equity Calculator

Credit card New Find an ITM Apply now

Invest returns how it works

Resources

Personal Finance

BUDGETING AND GOALS Finance for Homeowners Financial Literacy Financial Wellness Financial Habits See all

what's your goal?

Debt Consolidation Credit Management Managing Debt Saving and investments Best Practices See all

Investor

performance updates tax guides quarterly updates investor updates

Need help?

help center contact us

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Personal loan
Home equity line
of credit (Heloc)

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General
Prosper help - Home Equity FAQs

Can I get a HELOC if I have a mortgage?

A mortgage won't deter your eligibility to apply for a HELOC.

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Related articles

How is my equity calculated?
What is pre-approval?
Can I apply for a HELOC if I have an FHA loan?
Can I edit my loan amount?
What can I use my HELOC for?

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IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

* For example, a three-year $10,000 personal loan would have an interest rate of 11.74% and a 5.00% origination fee for an annual percentage rate (APR) of 15.34% APR. You would receive $9,500 and make 36 scheduled monthly payments of $330.90. A five-year $10,000 personal loan would have an interest rate of 11.99% and a 5.00% origination fee with a 14.27% APR. You would receive $9,500 and make 60 scheduled monthly payments of $222.39. Origination fees vary between 1% and 5%. Personal loan APRs through Prosper range from 6.99% to 35.99%, with the lowest rates for the most creditworthy borrowers. Eligibility for personal loans up to $50,000 depends on the information provided by the applicant in the application form. Eligibility for personal loans is not guaranteed, and requires that a sufficient number of investors commit funds to your account and that you meet credit and other conditions. Refer to Borrower Registration Agreement for details and all terms and conditions. All personal loans made by WebBank.

Links to third party sites are provided for your convenience and do not constitute an endorsement.

All HELOCs are underwritten and issued by our lending partners.

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